News

Our Spring Dance is coming up!

Sponsored in part by Seattle Office of Arts and Culture’s Neighborhood & Community Arts Program and The Rotary Club of Lake Forest Park, Parkview’s annual Spring Dance takes place again this year at Miller Park Community Center on April 15th! Please share the flyer with anyone you think might want to attend. This is a free, inclusive event for people with and without disabilities. Caregivers, friends and family welcome!

Want to help out? We could use help with set up and take down the day of the event. Please contact Zach for more information.

Parkview’s Testimony in support of 2ESHB 2057 (continued funding for mortgage default housing counselors and increased protections for reverse mortgagees)

Parkview’s Pre-Purchase Program Manager Marnie Claywell was in Olympia yesterday testifying before the Senate Financial Institutions and Insurance Committee regarding Parkview’s support for 2ESHB 2057.

HEAR MARNIE’S TESTIMONY HERE @ 22:20

This bill concerns continued funding for Mortgage Default Counseling and the addition of a requirement for mortgagors to notify reverse mortgage mortgagees via certified mail 33 days prior to initializing any legal action.

The notice will clearly state how to resolve the default and provide contact information for free counseling services and legal assistance. Parkview supports this added protection for seniors, who are the primary demographic for reverse mortgages.

You can read the bill summary here

Housing & Homelessness Advocacy Day is Coming up!

HOUSING AND HOMELESSNESS ADVOCACY DAY
Thursday, February 1, 2018

United Churches of Olympia and Capitol Campus

Be a part of this annual day of advocacy that addresses housing affordability and homelessness at our state capitol! This event, sponsored by Washington Low-Income Housing Alliance, is a great chance to learn more about important issues of housing and homelessness while connecting with other concerned Washingtonians. You’ll also get a chance to sign up to speak to your District Representatives about issues that matter to you and that affect your local community.

For more info and to sign up to attend or volunteer, visit:

 http://wliha.org/housing-and-homelessness-advocacy-day

Important Information Regarding the Equifax Breach

The recent Equifax information breach is the worst of it’s kind in history. Ramifications may affect consumers for the next 20 years, according to representatives from the office of the Attorney General (WA). Below, see some important information from the CFPB on how to protect yourself and your family from credit fraud in the wake of the breach:

Place security freezes

Currently, there is no charge to place a security freeze with Equifax. The fee waiver will end 11/21/2017, so if you would like to place a free credit freeze, you might consider doing so now. If you freeze your account, be sure to print the one-time .pdf for your pin number so you can lift the freeze later.

According to the AG’s office, it does no good to freeze one reporting bureau and not the other two, but there are fees to freeze Experian and Transunion reports (about $10.95 each). You will also need to pay to lift the freeze later. It is advised to order copies of your credit report from all three bureaus prior to freezing your accounts.

Contacts for each reporting bureau:

 

What is a security freeze anyway?

A security freeze prevents new creditors from accessing your credit file and prevents others from opening accounts in your name until you lift the freeze. Unlike fraud alerts, placing a security freeze with one reporting company does not mean they will notify the other two agencies. You must contact each credit reporting agency individually to place freezes. Because most businesses will not open credit without a credit check, a freeze can stop thieves from opening credit in your name.

How else can I protect myself and my family?

If you choose not to freeze your credit report with all three bureaus, it can be a good idea to place a free fraud alert with one of the bureaus if you choose only to freeze your Equifax report at no charge. Placing a fraud report with a bureau triggers fraud alerts for your report at all three bureaus.

FTC link to placing fraud alerts: https://www.consumer.ftc.gov/articles/0275-place-fraud-alert

More information from CFBP can be found here: https://www.consumerfinance.gov/about-us/blog/top-10-ways-protect-yourself-wake-equifax-data-breach/