Mortgage Default Program
Facing Financial impacts from Covid-19?
We can help you know what to do when in foreclosure in Washington State.
Struggling to make your mortgage payments?
Facing foreclosure and need help?
We’re here to help. Please fill out our Mortgage Default Intake Packet below
and email as one* PDF, mail, or fax to us at the address or number below.
Our intake packet contains the information we need to work on your case. If your intake packet is not completed in full when submitted or does not include the required documentation, your case may be delayed. The Washington State foreclosure process runs on a timeline. The sooner you return a complete intake packet, the sooner your file can be reviewed. When your file has been processed, a HUD Approved Housing Counselor will contact you.
|Mailing Address:||Email Address:|
17544 Midvale Ave N Ste. LL
Shoreline, WA 98133
|(206) 542-6608||(206) 542-6644|
About Our Mortgage Default Program
In 2008 Parkview Services started seeing foreclosure issues arise in the community we served as a result of the mortgage crisis and unexpected financial hardships our clients were facing. When we saw this, we began to respond to the need for housing counseling and advocacy to prevent foreclosures, on a very small scale, as there were no formal housing counseling agencies in the state. At the time we had just one HUD-approved housing counselor on staff.
By 2011, Parkview had played a key role when the passage of the Washington Foreclosure Fairness Act (FFA) came through, testifying to the legislature about the extreme need for housing counseling services to prevent foreclosures. Through the funding provided by the FFA, Parkview then started its Mortgage Default Program and expanded our staff to accommodate the hundreds of homeowners in need of help each year. Since that time, we’ve helped over 35,000 Washington homeowners prevent unnecessary foreclosure and mitigate damages to get back on track to financial stability through our no-cost services, and we are currently the largest HUD-approved housing counseling agency in the state of Washington.
What We Do
Our HUD-approved housing counselors provide unbiased housing counseling to struggling homeowners when they need it the most. We help navigate through financial hardships to avoid foreclosure and mitigate losses. When life happens, any number of things can cause finances to get off track, from loss of employment, reduced work hours, extended illness, separation or divorce, a death in the family, and other situations. Parkview’s Counselors are experts at foreclosure help for homeowners; we meet individual goals by establishing a budget, setting priorities while determining a strategy going forward.
Parkview Housing Counselors give clients detailed information about the foreclosure process in Washington State. We provide one-on-one assistance and access to community resources. We are a full-service counseling agency, which means we will negotiate with mortgage lenders while we help you on your behalf to obtain home loan modifications or other repayment or non-retention options to prevent foreclosure. When we can help homeowners through representation at foreclosure mediation, that helps ensure you will have a knowledgeable advocate working on your behalf to reach the best possible outcomes.
Parkview’s Mortgage Default Program is largely funded by the Washington Foreclosure Fairness Act, which in effect enables us to offer our services to all homeowners who are struggling in Washington State. Since the program’s inception in 2011, we have helped over 26,600 homeowners.